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Kenyan
Pastor's Fellowship Launches Term-Life Insurance to Help Kenyans, Lowell
MA on Jamhuri Day last year - Continued - Lots
of Photos below Article by
Sam Mwaura

On Jamhuri Day 2010, Kenyans from all walks of
life united together in a historic Celebration organized by
the Kenyan Pastors' Fellowship (KPF). The event was attended by over
30 Christian Ministers and 350 plus people who congregated together
at Community Christian Fellowship (CCF) to commemorate 47 years of
Kenya's Independence from the British.
Her Excellency Dr. Josephine Ojiambo the
Kenyan Ambassador to the United Nations (UN) was the Chief Guest.
Other dignitaries who attended the very successful occasion were Senator
Stephen
Panagoitakos (MA State Senate) and James L. Miliozzo (Lowell Mayor).
The event was hosted by Bishop David Karaya, a Co-pastor of CCF
Lowell who is also the KPF President. Also, among other pastors were
the Senior
Pastor of CCF, Raffoul Najem and the Co-Pastor Elvira "Vi" Whitcomb
of CCF Lowell were also present

The occasion featured several activities. The main one
was the launching of an affordable term-life insurance for all Kenyans
especially those that cannot afford one through other means (See details
below). It was the culmination of a huge, challenging and rigorous process
undertaken by a task force mandated by KPF. It is an attempt by the Kenyan
Community leaders to bring an end to funeral and burial fundraisings
in our community. According to reliable statistics, in the past 2 years,
Kenyan Pastors in the New England area and their congregations have contributed
over half a million Dollars to repatriate bodies home.
While addressing the attentive audience, the task-force Chairman Mr.
Paul Muite to seek for the right information about this undertaking
and not to be distracted by hate and rumor mongers whose agenda
is to fail
the Pastor's great effort. He
dispelled the notion that Pastors were selling insurance clarifying that
they were actually recommending
it
and allowing the people to make a choice of what to buy. He told
the people that the Pastors role in this was to encourage everyone
to buy
a term-life insurance policy of their choice and not specifically
the one recommended by them. Dr. Newton Were also applauded the
efforts made
by the community leaders and beseeched all the people to rally
behind them and advance the community. A woman spokesman from Worcester,
MA testified of the great efforts made by the servants of God and
pleaded with the people to support them.
 In her main speech, H.E. Dr. Josephine Ojiambo delivered greetings from
the President H.E. Hon. Mwai Kibaki and the Kenyan Government. She appreciated
the great work done by the Pastors to help the community. Excitement
and celebration rent the air when Dr. Ojiambo revealed that 
her childhood home was 24 Park St, Cambridge, MA. She lived there
with her family while her mother Hon. Dr. Julia Ojiambo was studying
at Havard University. H.E Dr. Ojiambo highlighted the great developments
that have taken place in our country including the adoption of
a new constitution, better infrastructure and free primary and
secondary education. She encouraged people in the diaspora to
support and develop their nation in terms of investing and also
returning to vie for civic, parliamentary and other public seats
especially those stipulated in the new constitution. She also
welcomed all the people to visit her office and take advantage
of the many services offered. She also offered to work with all
the people to develop the Kenyan community in the diaspora. She
was accompanied by her 4 children and Bishop Dr. Francis Kamau,
a reknown Gospel Minister from Nairobi, Kenya. In a joint effort,
H.E Dr. Ojiambo launched the insurance while Rev. Dr. Kamau
made a prayer of dedication. In her speech, the Ambassador also
gave medical and health advice encouraging the people to eat
healthy.
She encouraged positive reporting by the media noting that
some of them were biased and negative in their reporting.
Mayor Jim Miliozzo of Lowell City gave a speech and presented
an award/citation to KPF. He appreciated the work done by Kenyans
in the Lowell city noting that the Lowell public school system
had a huge population of Kenyan children. Senator Stephen Panagoitakos
who represented the 40 Massachusetts State Senators also gave
a speech. He thanked the Kenyan community at large for their
hard work, unity and love for one another. He too presented
KPF with an award/citation of excellence for their great effort
of
leading the community selflessly.
 
The occasion also featured an inspiring session of Praise and
Worship led by Rev. Elizabeth Nyambura and a group of local
Kenyan Gospel Singers.
The American and Kenyan anthems were led by Ms. Vicky Waiyaki
and Mr. Wilfred Tinega respectively. Prayers for both countries
were offered by different Pastors. There was also a refreshing
session of entertainment which featured a dance, a poem and
several songs. The most exciting was a Swahili patriotic
poem (Shairi)
by Rev. Cyrus Maina of St. John's Anglican Church, Worcester.
The sermon was delivered by Rev. Dr. Joseph Kimatu of Tumaini
Community Church who is also the KPF Vice-President.

All the people joined together to eat and drink after the
occasion. KPF announced their next project of developing
the community.

In conjunction with the office of the Ambassador, they
are seeking for a way of getting updated identity and voter's
cards for the people that need them in the community. Please
look out for more information from KPF soon. More Photos below! SUMMARY OF KENYAN TERM LIFE INSURANCE
The committee evaluated various insurance policies that were submitted.
The goal was to identify an affordable group term life insurance policy
for the Kenya Community in the US. The committee compared a variety
of term life insurance policies that were presented and concluded that
National Association of self employed (NASE) had the best to offer
so far. This was based on the fact that;
1. National Association of self employed (NASE) is a nationwide
organization that is able to get discounted insurance costs for its members
because of its excessive membership number
2. Not all insurance companies that gave us quotations were based
in U.S. individual age and past health status played a significant role
in their pricing policies.
3. Some benefits were not uniformly available for all states.
4. Legal residence and individual Immigration status was required
by other insurance companies.
5. Medical examinations, blood work, and prior preexisting conditions
were reasons for coverage denials in many policies. NASE had no medical
examination requirement. pre-existing condition was no a base for denial.
6. NASE industry ratings (AAA) was one of the highest in the Insurance
industry
NASE’s Gold membership Term life rate is $45.00/ month per family regardless
of the age and the number of people in the family.-Payoff on natural death
is $20,000.00 Accidental death $30,000.00.

What would happen to you if you were confined to a hospital?
Can you afford to find out? Even if you have a disability
policy in effect, most likely you will have a waiting period
of 30-90 days. Could you survive that long?
NASE Members receive even greater piece of mind with this
coverage offered as part of the Membership.













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